No jargon. No crypto expertise required. Just plain English explanations of how fractional property investment works — and how to get started.
You've found a property on DigiHomes. It says "$12.50 per share." You're interested — but what does owning a share actually mean? Do you own part of the house? What happens when it's rented out? Can you sell?
These are exactly the right questions. Here's the plain English answer.
Tokenization means a real physical property is divided into digital shares — called tokens. Each token represents a real, legal fractional ownership stake in that property. When you buy tokens, you become a part-owner of a real asset.
Think of it like shares in a company — except instead of owning part of a business, you own part of a building. The property still exists. It still has tenants. It still generates rental income. You just own a slice of it proportional to how many tokens you hold.
The "digital" part simply means your ownership is recorded on a blockchain — a tamper-proof digital ledger — instead of a paper certificate. It makes buying, selling, and transferring ownership faster, cheaper, and accessible to anyone from anywhere in the world.
Buy an entire property. Need $200,000+ deposit. One mortgage. One property. Locked in for years.
Buy tokens from $1. Own a slice of multiple properties. Collect proportional rental income. Sell any time.
Is this regulated?
Yes. All platforms listed on DigiHomes operate under financial regulations in their jurisdiction — SEC in the USA, MiCA in Europe. Your ownership is legally recognised and independently verified by DigiHomes through our DigiVerify service.
Search properties from our verified partner platforms — RealT, Lofty, DigiShares, and Brickken. Filter by location, price per token, and yield. Every DigiVerified listing has been independently checked.
Decide how many tokens you want to buy. You can start with as little as $1 on some platforms — there's no pressure to invest more than you're comfortable with. Diversify across multiple properties if you choose.
DigiHomes links you to the platform hosting the property. You'll create an account there, complete a simple identity check (KYC), and purchase your tokens directly. DigiHomes is the finder — the platform handles the transaction.
Rental income is distributed to your wallet proportionally — usually weekly or monthly. When you want to exit, list your tokens on the platform's secondary market. No estate agent. No conveyancing. No waiting years for a buyer.
Yes. Token ownership is a legally recognised fractional interest in the underlying property. You are listed as a beneficial owner, not just a creditor or investor in a fund.
Yes — in the sense that you own a share of a rental property and receive income from it. No — in the sense that you have zero landlord responsibilities. The platform handles all property management.
Like any property investment, the value of your tokens can go up or down with the market. Rental income continues regardless of property value fluctuations. As with all investments, only invest what you can afford.
DigiHomes is independent. We don't sell properties — we aggregate listings from multiple platforms and independently verify them via our DigiVerify service. Think of us as the comparison site for fractional real estate.
Plain English PDF guides covering everything from tokenization basics to setting up a wallet. Download any guide instantly — no sign-up required.
📖 Get the full dictionary →Every term you'll encounter when investing in fractional real estate — explained in plain English. No jargon. No assumed knowledge. Built for property investors, not crypto experts.
Enter your email and we'll send it straight to your inbox.
We respect your privacy. No spam — ever.
What's inside
If your question isn't answered here, get in touch — we're happy to help.
Contact us →